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What Is a Financial Planning Service?

Posted by Free Online Encyclopedia Posted on November 3, 2022November 3, 2022

You’ve maybe heard the term “financial planning” or “financial advisor”, but what is it? What do they do and how can it benefit you? Well, you aren’t alone. There are many people who don’t really know what financial planning services do, but if you take the time you learn, you could benefit from all they have to offer.

Most people assume financial advisors are there to help you responsibly invest your money in a way that suits your needs. To a certain extent, that can be true and there are definitely advisors out there who do just that.


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However, the world of financial planning is much larger than that. There are several different specialties full of people with unique qualifications and skill sets.

To best understand what type of financial advisor you need, you have to think about what matters to you. What are your short and long-term goals? Does the idea of risk send shivers up your spine, or are you willing to have more risk if it means a bigger reward? Financial planning is holistic. They want to look at the entirety of your life — your assets, liabilities, goals, and much more — to help you get to where you want to go.

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